Debit Card

PSA offers banks a state-of-the-art debit card product in an issuing support model. The customer relationship remains with the bank, at the same time the bank is relieved of many tasks relating to the issuing and management of the debit card and benefits from PSA's many years of experience in issuing support. PSA ensures that the cards are configured in accordance with international standards and that transactions with the cards are processed accordingly.

PSA currently services the following debit card products and formats:

Maestro®

Maestro is a brand of the international card company MasterCard Worldwide. Maestro debit cards comply with the Maestro regulations, are marked with a Maestro logo and have a 19-digit card number (PAN).

Debit Mastercard®

Debit MasterCard (DMC) is also a brand of MasterCard Worldwide.

Due to the 16-digit card number (PAN), the DMC card can be used universally for use in the field of e-commerce.

The DMC debit cards comply with the DMC rules and are marked with a MasterCard logo and the word “Debit”.

V PAY

V PAY is a brand of the international company VISA.

V PAY debit cards comply with the V PAY regulations, are marked with a V PAY logo and have a 19-digit card number (PAN).

Debit card mobil & Debit card micro

The debit card mobile is a virtual debit card, stored in a secure area on an NFC-enabled smartphone. It corresponds to the respective MasterCard & VISA product rules and can be used worldwide.

Maestro or DMC debit cards are also available in two other formats:

  • as a debit micro sticker and
  • as a debit micro module for use in wearables (e.g. bracelets)

Every debit card micro can be used wherever NFC payments are accepted.